frictionless PSD2 SCA With FIDO

Single-gesture 2FA to reduce friction and enable PSD2 SCA compliance

Fast, frictionless, FIDO-secured payment processing with an easy API. Open source. Flat fees.

Benefits of FIDO for Strong Customer Authentication

Reduce Fraud

FIDO authentication uses public key cryptography and provides the highest level of authentication assurance according to NIST

Reduce Friction

FIDO enables single-gesture, two-factor authentication (2FA) for 3DS2 and delegated authentication

Compliance and Control

FIDO complies with the PSD2 SCA requirements and provides merchants with more control over the user authentication experience

FIDO IS THE BEST MFA METHOD FOR SCA

WHAT IS STRONG CUSTOMER AUTHENTICATION FOR PSD2?
PCI DSS Requirement 6:
Develop and maintain secure systems and applications
  • We provide standard FIPS 140-2 Level-2 certified cryptographic hardware module, or optional FIPS 140-2 Level-3 certified hardware module for the strongest key management from an open-source solution.
  • Standard FIPS 140-2 Level-1 certified cryptographic software interacting with cryptographic hardware
  • Automatic key rotation for protecting cardholder data (CHD) while your applications continue to service applications, non-stop
PCI DSS Requirement 3:
Protect stored cardholder data
  • We encrypt and tokenize sensitive card-holder data, enabling you to meet PCI DSS sensitive data handling requirements.
  • Keep your core cryptographic keys secret with FIPS 140-2 Level certified cryptographic modules; “M of N” Key Custodian control of hardware-protected keys.

HOW DOES FIDO COMPLY WITH THE STRONG CUSTOMER AUTHENTICATION REQUIREMENT?

REQUIREMENT - POSSESSION
FIDO - Authenticator with private key
REQUIREMENT - KNOWLEDGE
FIDO - PIN
REQUIREMENT - INHERENCE
FIDO - Biometrics
REQUIREMENT - AUTHENTICATION CODE
The signed response
REQUIREMENT - DYNAMIC LINKING
Authenticator can sign hash
(challenge, amount and payee)